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The State of Texas has financial responsibility/compulsory limits of 20/40/15. The first two figures refer to bodily injury liability and the third figure to property damage liability. 20/40/15 means coverage up to $40000 for all persons injured in an accident, subject to a limit of $20000 for one individual, and $15000 coverage for property damage. The insurance industry and consumer groups generally recommend a minimum of $100,000 of bodily injury protection per person and $300,000 per accident since accidents may cost far more than the minimum limits mandated by most states. Click below to find cheap Houston Auto Insurance Quote and Houston Auto Insurance Discounters.

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