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Massachusetts auto
insurance laws:
Massachusetts is a
no fault state, which means that every driver must carry personal
injury protection (PIP) coverage. In the event of an accident this
policy provides for some of the holder's expenses, regardless of who
was at fault in the accident. In Massachusetts, the required PIP
coverage is $8,000 per person, although some drivers may choose to
lower their premium by applying a deductible to the coverage. No
fault laws eliminate your right to sue the other driver for damages
unless he cost of injuries exceeds your coverage.
Massachusetts auto insurance laws also require standard liability
coverage, in the amount of 20/40/5. (That's $20,000 per person for
injuries you cause to the other party, up to $40,000 for all, and
$5,000 for any damage that you cause to the other driver's car
and/or property.). Finally, Massachusetts auto insurance laws
require uninsured motorist bodily injury coverage. The minimums on
their coverage are 20/40, ($25,000 per person injured, up to $50,000
total). This policy helps cover the cost of your injuries should you
be in an accident with a driver without liability insurance.
Massachusetts auto insurance companies will also offer optional
coverage such as medical payments, collision and comprehensive. Click
below to find cheap Massachusetts Auto Insurance Quote. |
