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Washington is a tort
state, which means that drivers bear financial responsibility for
any damage and injury they cause in an accident. Liability insurance
helps fulfil this responsibility, and is required under Washington
auto insurance laws. The state liability minimums are 25/50/10.
(That's $25,000 per person for injuries you cause to the other
party, up to $50,000 for all, and $10,000 for damage you cause to
the other party's property.) However, insurance experts recommend
carrying higher levels of coverage.
In addition to required liability coverage, Washington drivers may
choose to purchase personal injury protection (PIP). This coverage
includes compensation for medical payments, loss of income, loss of
services, and funeral expenses. These benefits are optional, but
apply to any accident, regardless of fault. Another optional
policy is uninsured and underinsured motorist coverage, which helps
pay your expenses in the event you are struck by a driver with
inadequate liability coverage. These policies are not required, but
they're relatively inexpensive, and can provide a lot of protection.
Washington auto insurance companies will also offer optional
policies such as collision and comprehensive coverage. Click
below to find cheap Washington Auto Insurance Quote.
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