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New Jersey NJ auto insurance laws offer drivers a choice between a basic or a standard auto insurance policy. The basic policy has low coverage amounts, and is designed for the driver with few assets or family responsibilities. The standard policy requires minimum liability coverage of 15/30/5 ($15,000 per person injured, up to $30,000 total, and $5,000 in property damage), as well as personal injury protection (PIP). The basic policy includes optional bodily injury liability coverage of $10,000, $5,000 worth of property damage liability, and at least $15,000 in personal injury protection (PIP). Standard policy holders may also choose to purchase uninsured and underinsured motorist coverage, as well as collision and comprehensive. Click below to find cheap New Jersey Auto Insurance Quotes or NJ Auto Insurance Quotes.

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