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Workers' compensation insurance or workman's compensation insurance covers injuries and occupational diseases picked up at work. Fault doesn't matter; employers are liable even if the employee may have contributed to the injury or illness. It's required in every state except Texas, and specifics vary from state to state. Workers' comp can cover all these areas: Injuries or loss of limbs, Diseases like emphysema or repetitive motion, Injury inflicted at work, Medical treatment, Rehabilitation needed so workers can return to work, Lost wages (up to two-thirds of the employee's salary), Death, Liability Insurance for the company for lawsuits filed by injured employees. We have assembled some of the cheapest and affordable resources on Worker's Compensation Insurance. Click here for workers compensation insurance, workers insurance and/or workman's compensation insurance for small and big businesses.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance or workman's compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses. Workers or workmans compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents. Worker's compensation insurance therefore is critical for business survival. On this page, you will find resources related to online and cheap workers compensation insurance quotes for all states in USA including the state of California - CA.
Workers Compensation Insurance Quotes
State Workers Compensation Center
Workers Compensation Insurance Quotes
More about worker's compensation insurance?
There are many kinds of insurance that business owners tend to purchase. Insurance that protects non-employees if they are injured at the employers business is called public liability insurance, while professional liability insurance protects the employee from malpractice or a breach of trust. Workers compensation insurance is different from these because it offers to compensate for funds lost due to an employee's injury at the workplace.
Eligibility for workers compensation insurance?
Almost every company with employees is required to have workers compensation insurance. With one insurance package purchase, all employees in a particular firm are covered, so business owners do not have to worry about taking out multiple policies. Workers compensation insurance can actually provide an employer with many benefits. First is the fact that each and every workers compensation claim will not mean money out of your pocket. Mistakes do happen. Many times workers compensation is given for employees who have greatly aided in injuring themselves. If you don't want to be forced to shut your doors because of a few mistakes, workers compensation insurance is likely for you. Because money won't be coming out of your pocket, you'll be able to continue operations. Additionally, workers compensation insurance providers generally tend to do more than simply dole out cash to injured parties. Instead, they work with companies to help them maintain a safe working environment. In addition, many workers compensation insurance companies allow members of the client company to use a variety of online tools to help them prevent workers compensation claims, as well getting workers reinstated after they have been out for some time. With all of these benefits, workers compensation insurance can be a great asset to any company.
Do's & Don't of Workers Compensation Insurance
You can buy workers' compensation insurance online. Getting custom quotes is always beneficial in any insurance circumstance. Online, you can generally get quotes from more than one company, looking at those quotes side-by-side to determine the best course of action. However, buying workers compensation insurance is a bit different than buying insurance for your boat or car. Because such a large part of workers' compensation insurance is education and training, comparing not only rates but tools online is one way to help determine which workers compensation insurance company you should go with. After making the comparison, buying online allows you a secure forum in which to manage your policy, a forum that you can access anywhere. By making not only the buying process, but also the managing process easier, workers compensation insurance is allowing business owners more freedom with which to run their businesses.
Workers Compensation Insurance Update
|Mitchell Adds New Medical Bill Review Tools With SmartAdvisor(TM) 7.0|
Mitchell International's Workers' Compensation Solutions division has released a new version of its bill review and repricing solution, SmartAdvisor 7.0. With the updated solution, P&C insurance customers ...
Employers Holdings posts 3Q profit
On a per-share basis, the Reno, Nevada-based company said it had net income of 47 cents. Earnings, adjusted for non-recurring gains, came to 32 cents per share. The provider of workers-compensation insurance ...
Smart Data Solutions Appoints New V.P. of Workers? Compensation and Auto Divisio...
Smart Data Solutions (www.sdata.us), a Minnesota-based provider of data processing solutions for the healthcare industry, is pleased to announce that Jason Kolb has joined the company to further develop their regional and national Workers? Compensation Division. Jason joins Smart Data Solutions from...
Utica's workers comp 'has gotten out of hand'
Sixty-one percent.That?s how much Utica?s workers compensation premiums have risen over the last four years, Budget Director Peter Fiorillo said.Those premiums cost the city more than $725,210 during the 2011-12 fiscal year, according to figures provided by Fiorillo. That cost rose to nearly $1.17 m...
Companies Sue To Recover Funds From Worker's Compensation Carriers
Thornton Law Firm announces it has filed several class action cases on behalf of companies who have been cheated by their own workers compensation insurers. The lawsuits arise from a deceptive practice Thornton Law Firm has been closely monitoring. All too often, after paying on a claim insurers rec...
HM Insurance Group Provides Non-Profit Organizations with Workplace Safety Grant...
PITTSBURGH, Oct. 30, 2014 /PRNewswire/ -- HM Insurance Group provided 15 non-profit organizations across Pennsylvania with grants for equipment and workplace enhancements that can help to improve safety. ...
AMERISAFE Announces 2014 Third Quarter Results
Net Income Rises 39.0%
Employers Holdings, Inc. Schedules Third Quarter 2014 Earnings Release and Confe...
Employers Holdings, Inc. , a Nevada-based company whose subsidiaries are specialty providers of workers? compensation insurance focused on small businesses, will review the company?s third quarter 2014 financial results during a conference call and webcast Thursday, October 30, 2014, at 8:30 a.m.
WSIB's centennial milestone: Commemorating 100 years of service to Ontarians
TORONTO, Oct. 29, 2014 /CNW/ - One hundred years ago, the Workplace Safety and Insurance Board (WSIB) opened its doors and began serving the workers and employers of Ontario, handling its first claim in January 1915. The WSIB is marking this significant milestone by launching a 100th anniversary web...
Millions unclaimed in $420M Ohio workers comp case
The law firm handling a $420 million state settlement over Ohio employers being overcharged for workers? compensation premiums says millions of dollars weren?t claimed by the deadline.